Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for their market rate on a renewal may end up costing you the homeowner a significant amount of money on your mortgage.
Shop early! Generally contact us 3 – 6 months prior to your existing mortgage renewing.
Your mortgage is one of your biggest expenses. Our goal is to help you save a substantial amount of money over the life of your mortgage loan. Don’t be one of the 60% who just simply sign their renewal letter and send it back. Utilize the services of a licensed mortgage professional to ensure the lenders compete for your business.