Mortgage Application

    New Home Purchases, Refinancing, Renewal or Secured Line of Credit

    Purpose:

    Amount Requested:

    Date Needed: (mm/dd/yy)

    Agent Name:

    Your Email:

    Best Time To Contact You:

    PRIMARY APPLICANT

    Name (as shown on Drivers License or Passport):

    SIN:

    Date Of Birth:

    Address:

    Rent Paid:

    Own:

    Property Taxes:

    Other:

    Years at Current Address:

    Home Phone:

    Fax:

    Cell:

    Name of Employer:

    Occupation:

    Time at Present Employment:

    Work Phone Number:

    Work Email:

    Annual Gross Salary:
    $

    Self Employed Income:
    $

    Other Income:
    $

    SPOUSE / CO-APPLICANT

    Name (as shown on Drivers License or Passport):

    SIN:

    Date Of Birth:

    Address:

    Rent Paid:

    Own:

    Property Taxes:

    Other:

    Years at Current Address:

    Home Phone:

    Fax:

    Cell:

    Name of Employer:

    Occupation:

    Time at Present Employment:

    Work Phone Number:

    Work Email:

    Annual Gross Salary:
    $

    Self Employed Income:
    $

    Other Income:
    $

    ASSETS

    Residence Registered Owners(s):

    Vehicles (Owned, not leased)

    Vehicle #1

    Make:

    Model:

    Year:

    Approximate Value:

    Vehicle #2

    Make:

    Model:

    Year:

    Approximate Value: $

    Stocks/Bonds and Mutual Fund(s):

    RRSP Investment(s):

    Term Deposits, GIC’s, Bonds:

    Other Assets: (describe)

    Approximate Value of Other Assets:

    BANK INFORMATION

    Bank Account #1

    Institution Name:

    Fax/Email:

    Account Type:

    Balance:

    Bank Account #2

    Institution Name:

    Fax/Email:

    Account Type:

    Balance:

    Bank Account #3

    Institution Name:

    Fax/Email:

    Account Type:

    Balance:

    Liabilities: Mortgage(s)

    Mortgage #1

    Institution Name:

    Original Balance:

    Current Balance:

    Payments:

    Matures: (mm/dd/yy)

    Mortgage #2

    Institution Name:

    Original Balance:

    Current Balance:

    Payments:

    Matures: (mm/dd/yy)

    Mortgage #3

    Institution Name:

    Original Balance:

    Current Balance:

    Payments:

    Matures: (mm/dd/yy)

    Liabilities:
    Credit Cards / Lines of Credit / Loans

    Mastercard

    Limit

    Balance

    Monthly Payment

    Visa

    Limit

    Balance

    Monthly Payment

    Amex

    Limit

    Balance

    Monthly Payment

    Other:

    Card Name:

    Limit

    Balance

    Monthly Payment

    Line of Credit

    Line of Credit #1

    Limit

    Balance

    Monthly Payment

    Line of Credit #2

    Limit

    Balance

    Monthly Payment

    Line of Credit #3

    Limit

    Balance

    Monthly Payment

    Loan(s)

    Loan #1

    Limit

    Balance

    Monthly Payment

    Loan #2

    Limit

    Balance

    Monthly Payment

    Loan #3

    Limit

    Balance

    Monthly Payment

    REFINANCING OR
    PURCHASE OF NEW OR RESALE HOME

    Refinancing Customers (Click to show / hide)

    Original Purchase Price:

    Purchase Date: (mm/dd/yr)

    Current Monthly Mortgage Payment

    Current Interest Rate:

    Current Amortization:

    Current Term:

    Current Mortgage Expiry Date:

    Are Your Property Taxes Current?
    YesNo

    Are Your Income Taxes Current?
    YesNo

    Is Your Mortgage In Arrears?
    YesNo

    Have You Ever Been Bankrupt/Proposal?
    YesNo

    Are You Currently In A Power of Sale or about to be?
    YesNo

    What is your ESTIMATED Credit or Beacon Score?

    Which High Interest Rate Debts would you like paid out?

    Have you applied to others recently for this refinancing?
    YesNo

    If so, were you approved or declined?
    ApprovedDeclined

    Annual Property Tax Amount:

    Purchase of New or Resale Home (Click to show / hide)

    Purchase Price:

    Closing Date: (mm/dd/yy)

    Is Purchase/Sale Agreement Signed? YesNo

    Requested Interest Rate (Approx):

    Requested Amortization:

    Requested Term:

    Down Payment Amount Available:

    Your Funds For Closing Costs:
    $

    Are Your Income Taxes Current?
    YesNo

    Have you every defaulted on a loan?
    YesNo

    Have You Ever Been Bankrupt/Proposal?
    YesNo

    What is your ESTIMATED Credit or Beacon Score?

    If required, is a co-signor available?
    YesNo

    Do you need any additional financing?
    YesNo

    Have you applied to others for this mortgage?
    YesNo

    If so, were you approved or declined?
    ApprovedDeclined

    Condo Fees (if applicable):

    Annual Property Tax Amount:

    PROPERTY INFORMATION

    Address

    Lot # (if applicable)

    City:

    Province:

    Postal Code:Postal Code Look Up

    House Type:

    Year Built:

    Square Footage:

    Outbuildings Square Footage:

    Lot Size:

    Municipal Water:
    SewersWellSepticNat. GasPropaneElectric

    Garage:
    SingleDoubleTripleDetached/AttachedNone

    Please read before Submitting Application:

    Guardian Lending Corp. may obtain personal credit information about the borrower and or spouse or co-applicant from their employer, and any credit bureau regarding any of any of their dealings as it pertains to this financing request. The applicants agree that this personal information may be shared with credit reporting agencies and any credit grantor, financial broker, mortgage broker, mortgage agent or financial institution relevant to this application and that the information provided may be retained for our records. The applicants authorize the applicable parties to arrange on my/our behalf the financing as described in this application and I/we agree (if this application is for a loan or financing to be secured by a mortgage) that the valuation inspection and legal expenses incidental to this application will be paid by me/us (the applicants). I/we also acknowledge that the applicable parties may receive a fee or other remuneration in respect to obtaining the requested financing and I/we (applicants) waive the right to deny or dispute the applicable parties from receiving said fee(s). I/we warrant that all assets shown in this application have been presented at their fair market value and I/we own all such assets. I/we are not being sued, have never been bankrupt and there are no judgments or executions against me/us. I/we certify that the information is true and correct to the best of my/our knowledge.

    I have read, understand and agree to the terms and conditions,
    "Privacy Policy", and "Terms of Use".