There are generally only a couple of ways to get a mortgage in Canada: from a Bank (Credit union/Trust company) or from a licensed professional.
Generally banks offer products from their own institution. However, licensed professionals send millions of dollars in mortgage and loan business each year to Canada’s banks, credit unions, trust companies, and other financial institutions, offering clients more choice, and access to literally hundreds of financial products. Therefore, clients benefit from the trust, confidence, and security of knowing they are getting the best product for their needs. Talk to us about a complimentary needs analysis.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.
Licensed residential financing professionals work for you, not the banks; therefore, they work in your best interest. From the first meeting to the signing of your agreement, their services are free.
A fee may be charged only for very “challenging credit” clients or when the transaction is typically large. Those with challenging credit are often impressed with our ability to arrange financing where traditional lenders could not.